Tag Archives: Nicaragua

How I Traveled for 18 Months – Without a Trust Fund


Before reading this article, know that I understand that I am coming from a very privileged position. I am extremely lucky to have been able to save money to travel and to be able to travel continuously for over 18 months. However, I do get questions asking how I was able to do it, thus this blogpost:

First some background: I moved out of my parent’s house when I was 18 years old. I lived mostly alone for all the years before I traveled (there were a few brief stints back at my parents – like when the pipes burst in my apartment and I was home for 4 months while it was being repaired) but mainly I lived alone and paid my own rent, and paid my own bills. I also started an RRSP (this is like a 401k) when I was 19 and was lucky enough to have my place of work contribute a bit to it as well.

In 2008 I lost my job in oil & gas because of the economy so I went back to serving (in Calgary at the time minimum wage was $8 an hour, plus tips). I also decided I wanted to do something else, and travel so I saved some money ($2,500) and took the CELTA course. My lease was up at the beginning of 2010 so I moved back in with my mom for the 6 months before I left. This is not an option for everyone and I GET that but I was lucky enough to be able to do that. Had I not been able to do that, I would have moved in with a friend who had a room for rent relatively cheaply ($300/month).

I worked my ass off in those 6 months. I picked up any extra shifts I could at my waitressing job, I saved all my tips and put them in a jar guarded by my financially savvy younger sister. I didn’t go out very often and I saved close to $9,000 (that’s $1,500 a month. If I had lived with my friend that number would have been around $7,200 – still not too bad for 6 months). That works out to about an $18,000 a year salary (granted, with no expenses).

Hierve el Agua - Oaxaca, Mexica

Hierve el Agua – Oaxaca, Mexica

I drove with my dad down to Vegas and stayed there for a month researching Central America and planning. I booked my ticket to Mexico City for about $300 one way. I booked a tour on a last minute deal for 3 weeks for about $1,100 (that left me with $7,600). In Mexico City I made friends with a group of people who were amazingly nice and ended up ‘couch-surfing’ in one of their spare bedrooms for about a week.

After the 3 week tour, I stayed in hostels and ate cheaply – one week I bought a loaf of bread, peanut butter and jam and made myself sandwiches to eat all week. I ate street food that was delicious, and I shared rooms with up to 8 people in hostels. This is not for everyone but it worked for me! I wasn’t 18 or a ‘dirty hippy’ either; I was 26 years old and a professional looking for a job.

About to sandboard down an active volcano in Nicaragua

About to sandboard down an active volcano in Nicaragua

After 4 or 5 months of traveling around Central America (buses are cheap, hostels are cheap, food is cheap) I started to look for a job. I ended up finding a volunteer English Teaching job in Costa Rica – yes, volunteer.

My view every day in the jungles of Costa Rica

I did however get to stay with a local family in exchange for teaching at the local school. I got 3 meals a day and had a great experience with them. I stayed with them for 7 months, taking weekend trips here and there and a weeklong trip to Panama for my birthday. I booked a flight home for $600.

Meanwhile I had gotten a job offer in Eastern Europe. I accepted the offer and was home for 2 months before leaving again – I again worked my ass off to save money. The job I had been offered paid for my flight to and from Europe and gave me a monthly stipend of about $170 (once again, this was a volunteer job) and a homestay with room and board.

My co-teacher, some of our students, and I in Georgia

I was in the Republic of Georgia for 6 months and traveled to Poland, Armenia, and Turkey and all over Georgia in that time. Two of my co-workers and I couch-surfed in Turkey together and a few of us stayed in hostels in Armenia. We ate cheap food, drank cheap wine, and took cheap transportation (amazing overnight train from Armenia to Georgia, anyone?)

It is possible to travel ‘alone’ as a female, you will make friends, you will meet travel-buddies, you will stay with strangers who become friends, and you will be fine. Don’t be reckless. If you’re nervous, meet up with your couch-surfing host ahead of time for a coffee and stay with only females. I didn’t hitch-hike personally but I know a lot of people who did and it’s a lot more common in some areas of the world than others. I found the buses to be cheap and safe. I never got sick from street food and I don’t have the most awesome stomach.

Fairy Chimneys in Cappadocia, Turkey

Fairy Chimneys in Cappadocia, Turkey

I spent a grand total of $12,500 over 18 months in 10 countries (Mexico, Guatemala, Honduras, Nicaragua, Costa Rica, Panama, Georgia, Poland, Turkey, and Armenia). I didn’t travel hack (or even know what that meant), I didn’t rack up a ton of debt, I actually only had 1 credit card with a $1,200 limit that I only used if I had to pre-book anything (like a flight) and I didn’t come home ‘poor’.

In fact, I moved in with a friend when I came home in 2012, found a job within a few weeks, and worked two jobs for a couple months to save money for university, which I started 6 months after I got home. I moved into my own place that summer and here I am. Working full time, not in crippling debt, not living at my parents, and still making time to travel at least 3 weeks a year until I finish university.

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